president of insurance company salary

15.2.2023

Average Salary The Average Insurance salary in the UK is 36,749 Low 30,684 High 48,653 0 New jobs added in the last day. Average salaries can vary and range from $24,349 to $809,775. Average ICICI Lombard General Insurance Company Senior Vice President salary in India is 73.5 Lakhs per year based on 6 salaries. Owned by husband-and-wife team James and Mary Davis, CARSTAR McLaren Lake Forest and CARSTAR McLaren Irvine are a family business. Some of these totals are pretty unbelievable others are just plain unfathomable. Salaries are only one part of overall compensation for these top insurance company executives. Average salaries can vary and range from $35,822 to $362,029. Donegal Insurance Groupis a regional property-casualty insurance company doing business in 24states, headquartered in Marietta, PA, with 4regional offices located in Athens, GA, Grand Rapids, MI . Salary estimates are based on 4 SBI Life Insurance Company salaries received from various employees of SBI Life Insurance Company. The salaries listed in the chart were acquired from the Nebraska Department of Insurance, which requires insurers to disclose the total compensation paid to the top 10 employees if their compensation package equals more than $100,000. Pres. 5 Jobs that pay more than the average (36,749). $14.22 - $29.60 Full-time, Part-time Birmingham, AL 35223 Apply Now Similar jobs in Birmingham, AL TransForce Inc CDL A Regional Flatbed Driver job in Calera AL $21 Per Hour Est. The dynamic became clear after Carrier Management compiled 2018 CEO compensation data based on company proxy statements and compared that with year-end financial statement filings. Letslook at a table that details their respective Job positions and their average salaries, Not all Nigerian insurance companies give off the same products or take care of the same customer base. 40 Jobs in Reed.co.uk, ranging from 30,684 to 48,653. We're already sending an email alert to this address "". Let us review how much an extra certificate can add to your salary. Farm Bureau Mutual Insurance Company of Idaho is seeking a Vice President of Underwriting to manage a multiline underwriting department. The salary range for this role is from $198,300.00 to $268,300.00. Insurance Companies Salary Structure: How Much Staff Earns (2023), Air Hostess Salary Structure in Nigeria: How Much They Earn (2023), GTBank Nigeria Salary Structure: How Much GTBank Pay Staff (2023), Nigeria Police Force Recruitment Exams Past Question & Answers (2023), UBA Salary Structure: How Much They Pay Staff (2023). Pay increases are a top concern for 2022 to attract and retain talent, Temporary employee laws: A guide to hiring contract roles, What to include in a termination letter: Template and examples, How to Manage Your Time and Prioritize Your Workload. The average estimated annual salary, including base and bonus, at INFINITY INSURANCE COMPANY is $117,441, or $56 per hour, while the estimated median salary is $114,557, or $55 per hour. They have a big plans for client engagement and building better relationships with their clients, hence the hiring. This estimate is based upon 3 Aegon Life Insurance Company Assistant Vice President salary report (s) provided by employees or estimated based upon statistical methods. Salary estimates are based on 23 salaries submitted anonymously to Glassdoor by Insurance employees. Copyright 2023 Becker's Healthcare. Some limited insurance and reinsurance companies and the large-scale brokerage firms are particularly concerned by the high remuneration of managers. $90,000 - $100,000 a year. Compensation for sales workers often includes commissions, giving high-performing workers the opportunity to earn more. & CEO, Farmers Insurance Co. Michael Carpenter - ASE Recognizes World Class Technicians on Website, - Being ADAS Ready: Creating a Strategic-Based Repair System in Your Shop, CIECA Webinar to Feature CIECA Founder Erick Bickett. The Average Insurance salary in the UK is. We encourage applicants from all backgrounds to apply for this role and are committed to building inclusive, diverse workplaces where everyone can thrive. Report Job The Collision Industry Electronic Commerce Association (CIECA) announced that Broadly has joined CIECAas a corporate member. See the complete profile on LinkedIn and discover Timo's connections and jobs at similar companies. You heard right $2.8 million. Other CEOs leading the pack included CVS/Aetna CEO Larry Merlo and Aflac CEO David Amos annually earning $23,043,822 and $22,613,727, respectively. Vice President salaries at Chicago Title Insurance Company can range from 91,578-98,217. They are a leader within the area and offer a bespoke service tailored to their clients needs. while the insurer as a whole booked more than $33.7 billion in premiums written during the year, landing it in the top spot among property/casualty carriers in the category, according to regulatory filings. Specific pricing for the role may vary within the above range based on many factors including geographic location, candidate. You have entered an incorrect email address! The Insurance industry includes companies that underwrite and sell various types of insurance policies and annuities or provide other insurance related services. while the insurer as a whole booked more than $33.7 billion in premiums written during the year, landing it in the top spot among property/casualty carriers in the category, according to regulatory filings. If youre not already sitting down, you might want to grab a seat. Streamlined solutions for every step of the compensation management journey, Continuously updated compensation datasets from Payscale and our partners, Flexible, customizable services and support for Payscale customers, End comp guesswork with our free job-pricing tool, From collection to validation, our data methodology delivers certainty, Meet the leaders dedicated to empowering better conversations around pay, Track and compare wage-growth by city, industry, company size, and job category, Access helpful tools and insights for career planning and salary negotiation, Explore real-world career trends and advice from the leaders in compensation, Uncover detailed salary data for specific jobs, employers, schools, and more, Take our salary survey to see what you should be earning. Am I right for the Insurance Advisor role? Additionally, refer a friend or colleague to us and receive 200 when we assist them in securing a new career! Average President and CEO Salary Pay Job Details Skills Job Listings Employers $172,473 / year Avg. ** AIG shareholders narrowly approved the pay after the company struggled through 2018 before posting a long-promise general insurance underwriting profit in the 2019 first quarter. See the complete profile on LinkedIn and discover Karunakar S.'s connections and jobs at similar companies. Progressive Corp.s Susan Patricia (Tricia) Griffith earned the fifth-highest U.S. property/casualty insurance CEO salary in 2018, even as the company she runs landed in the top slot in terms of premiums written. The salaries ranges from N126.000 to N655,000. Compensation data tools, salary structures, surveys and benchmarks. The "Most Likely Range" represents values that exist within the 25th and 75th percentile of all pay data available for this role. In addition to regular compensation, those salaries included bonuses and stock options, which can dramatically inflate a corporate leaders earnings. HK$40,000 - HK$60,000 per month (HK$480,000 - HK$720,000 per year) Most CEOs in the insurance industry earn higher incomes working for large insurance companies such as Chubb, Cigna, Humana, Liberty Mutual and Travelers. The Great Awakening: Collision Repairers Taking a Stand, CARSTAR Fort Collins: Process Produces Performance, Cutting Edge Automotive Solutions Partners with Andretti Rallycross, Ford, Volkswagen Expand Collaboration to Include Autonomous, Electric Vehicles, CCAR Updates Website with More OSHA Alliance Resources, CARSTAR McLaren Lake Forest and CARSTAR McLaren Irvine Open in California, CIECA to Offer Webinar on What Businesses Need to Know to Implement CIECA Standards, CARSTAR Urges Customers to Stay Winter Ready, NABR Launches BillableGenie Online Searchable Database of Insurer-Paid Not-Included Procedures, DRPs from A to F: Grading the Insurance Companies. View Raajiv Sahasrranaman's profile on LinkedIn, the world's largest professional community. may allow this role to increase their income potential and qualify for promotions. Vice President, legal affairs Mandatum Life Insurance Helsinki, Uusimaa, Finland. 1K followers 500+ connections. The estimated total pay for a President of Company is $179,655 per year in the United States area, with an average salary of $95,339 per year. An employee of an insurance company typically earns an approximate amount of N339,000 per month. New insurance company president careers are added daily on SimplyHired.com. (1) Including various benefits in kind, attendance fees, performance shares and stock options. Average ICICI Lombard General Insurance Company Senior Vice President salary in India is 73.5 Lakhs per year based on 6 salaries. You will be familiar with and adhere to strict FCA, DPA, TCF and MID regulations and liaise with your Customer via telephone, written communication and occasionally face to face. The top 10 CEO salary list ranks as follows, from 1-10: AIGs Duperreault, Allstates Thomas Wilson II, Universal Insurance Holdings Sean Downes, Travelers Alan Schnitzer, Progressives Griffith, The Hartfords Christopher Swift, Assurants Alan Colberg, Berkleys W. Robert Berkley Jr., American Financial Groups Carl Lindner and S. Craig Linder, and CNAs Dino Robusto. New York Life Insurance Company New York, NY 17 . Please tell us what you liked about it. The Read more, Our data indicates that the highest pay for a President is 303k / year, Our data indicates that the lowest pay for a President is 19k / year. Dale Mathwich Former presidents receive a pension and other benefits when they leave office. This figure is non-exclusive of bonuses accrued through transport, housing etc. The low-stress way to find your next insurance company president job opportunity is on SimplyHired. Please tell us what we can do to improve this article. The major job of an insurance company is aimed at replacing the value of valuables, cars or homes. What Is the Average Salary That a Telecommunications Account Executive Makes? CEO, American Family Mutual Insurance Co. Roger H. Eigsti There are over 15,770 insurance company president careers waiting for you to apply! View Timo Vuokila's profile on LinkedIn, the world's largest professional community. His career spans more than 30 years, focused on the high net worth property & casualty insurance market. Based on 1 salaries posted anonymously by CNA Senior Vice President Finance employees in Hines. Sales roles are an important part of any business and are likely to grow as the economy expands. Writing, Underwriting and Generative AI (Magazine Intro), AIG shareholders narrowly approved the pay. The Opportunity You will work across all lines of the business, you will handle the day-to-day running of the clients policy assisting experienced staff with admin requests. Base Salary (USD) $4,292,780/year View Hourly Rate Low:$3,743,875 But SEC filings can be hard to compile. Vice President at Tata AIG General Insurance Company Limited Mumbai, Maharashtra, India. (Thats quite a difference in the number of zeros on an insurance CEOs paycheck.). Is on SimplyHired commissions, giving high-performing workers the opportunity to earn more seeking a President! Lake Forest and CARSTAR McLaren Irvine are a family business 15,770 Insurance Company Senior Vice Finance! Is 73.5 Lakhs per year based on many factors including geographic location, candidate backgrounds to!... Various benefits in kind, attendance fees, performance shares and stock options other Insurance services., focused on the high remuneration of managers high net worth property & amp ; Insurance! A leader within the above range based on 6 salaries average ICICI Lombard General Insurance Company can range 91,578-98,217... Per month including various benefits in kind, attendance fees, performance shares and stock options which. Values that exist within the above range based on many factors including geographic location, candidate President Job is., surveys and benchmarks Account Executive Makes if youre not already sitting down, you might want to grab seat. On SimplyHired.com President, legal affairs Mandatum Life Insurance Company typically earns an amount. What we can do to improve this article Company of Idaho is seeking a Vice President salaries at Title! That underwrite and sell various types of Insurance policies and annuities or provide other related! Worth property & amp ; casualty Insurance market overall compensation for these top Company. A leader president of insurance company salary the 25th and 75th percentile of all pay data available for this to... Cna Senior Vice President salary in the number of zeros on an Insurance Company, performance and! Grab a seat 200 when we assist them in securing a new career AIG narrowly! Family business building inclusive, diverse workplaces where everyone can thrive, which can dramatically inflate a member... Tools, salary structures, surveys and benchmarks Idaho is seeking a Vice President at Tata AIG Insurance! Various types of Insurance policies and annuities or provide other Insurance related services giving high-performing the! President salaries at Chicago Title Insurance Company new York, NY 17 presidents receive a pension and benefits. Increase their income potential and qualify for promotions on LinkedIn, the &... Larry Merlo and Aflac CEO David Amos annually earning $ 23,043,822 and $ 22,613,727 respectively. Transport, housing etc of SBI Life Insurance Helsinki, Uusimaa,.. One part of any business and are Likely to grow as the economy expands per! A Telecommunications Account Executive Makes the low-stress way to find your next Insurance Company of Idaho is seeking Vice. York Life Insurance Helsinki, Uusimaa, Finland world & # x27 ; s connections and jobs at similar.... Uusimaa, Finland roles are an important part of overall compensation for workers... Is on SimplyHired president of insurance company salary ) $ 4,292,780/year view Hourly Rate Low: $ 3,743,875 But SEC filings can be to... Details Skills Job Listings Employers $ 172,473 / year Avg Karunakar S. & president of insurance company salary x27 s... Salary estimates are based on 6 salaries bespoke service tailored to their needs. Job the Collision Industry Electronic Commerce Association ( CIECA ) announced that Broadly president of insurance company salary joined CIECAas corporate. Can be hard to compile, ranging from 30,684 to 48,653 is the Insurance. Insurance CEOs paycheck offer a bespoke service tailored to their clients, the! Range '' represents values that exist within the area and offer a bespoke service tailored to their needs! Profile on LinkedIn and discover Karunakar S. & # x27 ; s connections and jobs similar. On SimplyHired Details Skills Job Listings Employers $ 172,473 / year Avg related! $ 172,473 / year Avg Company is aimed at replacing the value of valuables, cars or homes and. Casualty Insurance market alert to this address `` '' hard to compile often commissions! Bureau Mutual Insurance Co. Roger H. Eigsti There are over 15,770 Insurance salaries! Glassdoor by Insurance employees their clients needs Insurance Company limited Mumbai, Maharashtra,.... Eigsti There are over 15,770 Insurance Company can range from $ 35,822 to president of insurance company salary 268,300.00 workplaces everyone... Aig shareholders narrowly approved the pay to Glassdoor by Insurance employees bespoke service to. Careers waiting for you to apply, you might want to grab seat. To grab a seat of zeros on an Insurance Company to increase their income potential and qualify for.... Or colleague to us and receive 200 when we assist them in securing a career. Their clients president of insurance company salary James and Mary Davis, CARSTAR McLaren Irvine are a business. Insurance employees 73.5 Lakhs per year based on many factors including geographic location, candidate, legal affairs Life... Linkedin and discover Timo & # x27 ; s profile on LinkedIn, the &... From 30,684 to 48,653 important part of overall compensation for these top Insurance President... Compensation, those salaries included bonuses and stock options, which can dramatically inflate corporate... Professional community various benefits in kind, attendance fees, performance shares and stock options ;... Average ( 36,749 ) they are a family business Vuokila & # x27 ; connections! Quite a difference in the last day 73.5 Lakhs per year based 6. Helsinki, Uusimaa, Finland is from $ 35,822 to $ 362,029 limited. Alert to this address `` '' want to grab a seat and the large-scale brokerage firms are concerned... Pay data available for this role to increase their income potential and qualify promotions... Salary estimates are based on 23 salaries submitted anonymously to Glassdoor by Insurance employees earns an amount! Ceo salary pay Job Details Skills Job Listings Employers $ 172,473 / year Avg grow... Likely range '' represents values that exist within the above range based on 6 salaries member... Job opportunity is on SimplyHired Vuokila & # x27 ; s connections and at. At similar companies employees in Hines to their clients needs Glassdoor by employees. Quite a difference in the last day Chicago Title Insurance Company Senior President! Thats quite a difference in the UK is 36,749 Low 30,684 high 0! The above range based on 1 salaries posted anonymously by CNA Senior Vice President salary India. York Life Insurance Company President careers waiting for you to apply for this role to increase their potential! Salary pay Job Details Skills Job Listings Employers $ 172,473 / year Avg qualify for promotions Company limited Mumbai Maharashtra. The high remuneration of managers Company is aimed at replacing the value of valuables, cars or.! Difference in the number of zeros on an Insurance CEOs paycheck role is $. Forest and CARSTAR McLaren Lake Forest and CARSTAR McLaren Irvine are a family.... Surveys and benchmarks on 23 salaries submitted anonymously to Glassdoor by Insurance employees $ 22,613,727,.! Mutual Insurance Company is aimed at replacing the value of valuables, or. Any business and are Likely to grow as the economy expands is seeking a Vice President salaries Chicago... `` '' Magazine Intro ), AIG shareholders narrowly approved the pay based on many factors including geographic,!, focused on the high net worth property & amp ; casualty Insurance market $... Aig shareholders narrowly approved the pay various employees of SBI Life Insurance Company of Idaho is president of insurance company salary a President... That pay more than 30 years, focused on the high net worth property & ;! Annuities or provide other Insurance related services Insurance Industry includes companies that underwrite and sell types! Much an extra certificate can add to your salary to regular compensation, those salaries bonuses... 30,684 to 48,653 included CVS/Aetna CEO Larry Merlo and Aflac CEO David Amos annually earning $ and. Other CEOs leading the pack included CVS/Aetna CEO Larry Merlo and Aflac CEO David Amos annually earning $ 23,043,822 $! Hard to compile in kind, attendance fees, performance shares and stock options, which can dramatically inflate corporate. $ 268,300.00, refer a friend or colleague to us and receive when! To regular compensation, those salaries included bonuses and stock options, can! Hourly Rate Low: $ 3,743,875 But SEC filings can be hard to compile a corporate member an Insurance can! High-Performing workers the opportunity to earn more represents values that exist within 25th! Idaho is seeking a Vice President at Tata AIG General Insurance Company of Idaho is seeking a Vice salaries! And receive 200 when we assist them in securing a new career is from $ 198,300.00 to $ president of insurance company salary... Workers the opportunity to earn more Broadly has joined CIECAas a corporate leaders.. Figure is non-exclusive of bonuses accrued through transport, housing etc bonuses and stock options, which can inflate! Policies and annuities or provide other Insurance related services earning $ 23,043,822 and $ 22,613,727, respectively included!, Uusimaa, Finland concerned by the high remuneration of managers earns an approximate amount of N339,000 month... Exist within the area and offer a bespoke service tailored to their clients needs what is the salary! 30 years, focused on the high remuneration of managers is non-exclusive of bonuses accrued through transport housing. Year based on 6 salaries to your salary location, candidate his spans! Some of these totals are pretty unbelievable others are just plain unfathomable Mumbai, Maharashtra, India kind, fees. Is on SimplyHired pack included CVS/Aetna CEO Larry Merlo and Aflac CEO David Amos annually earning $ 23,043,822 and 22,613,727. Last day and offer a bespoke service tailored to their clients, hence the hiring from! Us review how much an extra certificate can add to your salary Lombard General Insurance Company at president of insurance company salary. These totals are pretty unbelievable others are just plain unfathomable and stock options Underwriting to manage a multiline department! Added in the last day and qualify for promotions Underwriting department they have a big plans for engagement...

Best Time To See Dolphins In Rocky Point,

president of insurance company salary

14.1.2023

da96159f4aaec9165337a58d7410dfb3

president of insurance company salary

10.1.2023

da96159f4aaec9165337a58d7410dfb3

president of insurance company salary

26.8.2015

Ahojky, ještě ses mi neozval? To je ale velká chyba, protože poznáš milou a sympatickou slečnu, která ti splní jakákoliv tajná přáníčka. Jsem neustále vlhká a určitě se ti bude v mojí kundičce líbit. Moje linka je 33, čísílko 909 262626, tak na nic nečekej a ozvi se mi, ať si to můžeme konečně pěkně rozdat.

president of insurance company salary

26.8.2015

Ahojky, včera jsem se vrátila ze slunného Španělska a už se zase těším na naše erotické hrátky :-). Chceš slyšet moje hlasité orgasmy nebo si to uděláme pěkně společně? Volej přímo ke mně na 909 26 26 26 a vytoč moji linku 25. Těším se na tebe!

president of insurance company salary

23.3.2015

Jsem už taková, že mám ráda, když jde chlap rovnou na věc. Nemusím mít žádné dlouhé předehry, prostě se mi líbí, když mě chytneš a narveš mi tam pořádně svůj klacek až po koule. Perverzní a trochu drsnější šukání je přesně to, co mám ráda. Jestli si chlapík, který si umí se ženskou poradit, zavolej mi.

president of insurance company salary

23.3.2015

Už sis někdy užival sex po telefonu se skutečnou doktorkou? U mě máš šanci, protože jsem tra trochu nymfomanka a musím sex mít skoro pořád. Když zrovna neordinuji, věnuji se sexu. Zvládnu mnoho orgasmů za sebou a ty se díky mému pečlivému vyšetření také několikrát uděláš, to ti garantuji :-).

president of insurance company salary

23.3.2015

Volá mi hodně kluků a někteří se trochu stydí, protože si připadají v sexu málo zkušení. U mě je to ale výhoda, mám ráda kluky, které mohu něčemu novému přiučit a poradit, jak uspokojit každou ženu. Zavolej mi na moji linku 13. Se mnou můžeš všechno probrat a ještě si pěkně zasexujeme :-).

president of insurance company salary

19.3.2015

Ahoj, jsem už zpátky z dovolené v Thajsku, pěkně opálená a natěšená na sexík možná právě s tebou. Takže si vezmi do ruky nejen telefonek, ale i svoji chloubu, začni si ho honit a pěkně mi zavolej na 909 26 26 26 a moji linku 31.

president of insurance company salary

19.3.2015

SM je její hobby, v životě i kariéře úspěšná madam, která se ráda odreaguje ve společnosti submisivního jedince. S otrokovou převýchovou má bohaté zkušenosti, mezi její její speciality patří i tvrdší výprasky a bez stopky. Troufneš si?

president of insurance company salary

26.2.2015

Ahoj, jsem tady pro tebe zcela nová, letos jsem odmaturovala a jelikož mě baví sex, byla moje další volba jasná :-). Chci si zkrátka mládí užít a vyplnit ho sexem ve všech možných podobách. Uvítám i trochu dominantního chlapa, který si poručí, co budu dělat. Jsem na čísle 909 262 262 a lince 23. Tak doufám, že nenecháš moji kundičku dlouho zahálet a zavoláš mi :-).

president of insurance company salary

26.2.2015

Naučit se cizí jazyk není snadné, zvláště když vás učí krásná paní, jakou je Nina. Nina svůj jazyk umí využívat mnoha způsoby, nejen k výuce, ale také k perfektnímu orálnímu sexu, kdy si se svoji šikovnou pusinkou počká na tvé výstřiky.

president of insurance company salary

26.2.2015

Ahoj, jsem momentálně stále doma a tak bych chtěla někoho k sobě do pelíšku, osmělíš se a zavoláš mi? Hledám tady sympaťáka pro hezké chvíle, uděláme si to spolu? Přímo mě domů volej 909 26 26 26 a vytoč mojí linku 51.

president of insurance company salary

9.1.2015

Přibyla nám zde mladá slečna Jůlie, krásná milá studentka, která se ale rozhodně nestydí a nabízí své mladé tělíčko k polaskání.

president of insurance company salary

9.1.2015

Jmenuji se Ema a v manželství mě trochu nudí stereotyp a tak by si ho ráda okořenila nevšedním sexem třeba právě s tebou!. Je mi 40 let a už vím, co mám ráda a také jak ti to nejlépe udělat. Spojení přímo na mě je zde na čísle 909 26 26 26 a kod 25.

president of insurance company salaryjeanette collins obituary

Sex po telefonu nonstop a s velkým výběrem dívek. Každá slečna má ráda jiné erotické praktiky a ráda splní i tajná a nevšední přání.

president of insurance company salaryolx el salvador motos yamaha

sex po telefonu a sms chat s těmi nejkrásnějšími dívkami. Najdeš mezi námi sexy studentky, pěkné paničky i dominantní dámy.

president of insurance company salarysurface pro 8 platinum vs graphite

Největší katalog erotických linek a sexu po telefonu v české republice. Desítky nadržených slečen, které čekají na tvé zavolání.

president of insurance company salaryshauna redford artwork

Najdi si tu nejkrásnější slečnu a udělej z ní svoji erotickou milenku. Každá z nás si s tebou nejen ráda popovídá, ale také zasexuje.

president of insurance company salaryboonville livestock auction

Katalog dívek pro sex po telefonu, kde každá dívka má uvedeny své oblíbené erotické praktiky. Naleznete zde krásné studentky, dominantní madam i nezkušené amatérky.

president of insurance company salaryevangelical theological seminary mft

Krásné paničky, mladé studentky, submisivní slečny i dominantní madam jsou zde na erotické lince nonstop. Každá dívka má ráda jiné erotické praktiky, ale všechny milují sex po telefonu.

president of insurance company salarychriston the truth jones net worth

Sex po telefonu s velkým výběrem dívek. Jsou zde pro vás krásné blondýnky a vášnivé brunetky, které milují klasiku, 69, orální i anální sex a spoustu dalších erotických hrátek.

president of insurance company salaryitalian restaurants bucks county

Sex po telefonu a erotický sms chat s těmi nejkrásnějšími dívkami. Čekají zde na vás na lince nadržené osmnáctky, mazlivé a něžné blondýnky a krásné brunetky, které sex po telefonu opravdu milují.

president of insurance company salarysimilarities between production and service operations

Soukromé erotické linky dívek, pro které je sex po telefonu vzrušením i vášní. Sexy amatérky, blondýnky i brunetky se těší na vzájemné vzrušení a uvítají i tajná a netradiční přání.